Grab Your FREE

CREDIT CHECKLIST Today!

This Credit Checklist eBook is your essential guide to navigating the credit improvement process with confidence. Inside, you’ll find practical steps, helpful tips, and key reminders to avoid costly mistakes and stay organized while rebuilding your credit. Use it to make informed decisions and move one step closer to achieving your financial goals.

Overview of Workbook

Step-by-Step Roadmap

This eBook lays out the entire credit improvement journey in simple, logical steps. You’ll feel confident knowing exactly how to review, repair, and rebuild your credit successfully.

Avoid Costly Mistakes

The checklist highlights common credit mistakes that can hurt your score, so you can steer clear of them. By following these reminders, you’ll protect your finances, reduce stress, and stay on track.

Continuous Growth and Fulfillment

With clear sections to track your credit progress, this eBook helps you stay on top of every detail. Having everything in one place means less confusion and more focus on reaching your financial goals.

I Am Rubbie Groves-Clay?

I am a proud St. Louis native, real estate broker, and founder of Clay Realty Group LC and Series Of Gifts LLC. With over 33+ years in real estate and 35+ years in property management,

I understand how challenging the journey to homeownership can be, especially when financial struggles quietly weigh on you. I’ve been there myself, facing tough decisions and wondering how to make it all work.

That’s why I created this "Home Buyers Checklist." a free eBook designed to empower you with the tools, insights, and confidence needed to navigate the home-buying process.

This eBook isn’t just about purchasing a home; it’s about providing you with actionable steps to take control of your future and make informed decisions every step of the way.

Whether you're a first-time buyer or just need a refresher, the practical advice in this guide will help you feel confident as you move toward owning the home of your dreams. I know the road can feel overwhelming, but you don't have to face it alone. Let me help you make the home-buying process easier, more manageable, and achievable.